Intelligence from public records

The accounts you want are already on file. Most of your competitors haven't looked.

ClearPath turns state licensing, insurance, and permit filings into ranked, monthly lists of the businesses worth calling. No software to install. The research is already done before your producer opens the list.

See Renewal Intelligence See a live example

Broward · Construction trades Renews in 77 days

Everlast Drywall Construction Inc

Pompano Beach · CBC licence, active since 2014 · incorporated 2008

Renewal: Nov 30, 2026
Carrier: FCCI
Incumbent agency: Coastal Bay Insurance Group
Score: 40.8higher than 96% in Broward
Size: 10–19 employees · OSHA 300A
Changed since last term: 5 facts

Changed agents 4 times since 2021 (peer median 1) — ask what the last agent got wrong
5 permits in the last year, peer median 2 — ask whether the crew has grown with the work

CalledQuotedWonLostSkip

Sample row. The business is fictional; the layers are real.

For independent P&C agents

Every commercial policy in your county has an expiration date on file. Now it has a ranking.

Renewal Intelligence is a monthly list of the businesses in your territory whose coverage renews in the next 90 days — ranked by how likely they are to switch agents, with the reasons written out, so an agent has the research ready before the call.

Who's renewing.

Named insured, incumbent agency, carrier, class, license, and the renewal date — from the state's own filings, not a purchased list.

Why to call.

A ranked score, the facts behind it, and a dated timeline of what's changed since the last term: agency and carrier moves, permits, stop-work orders, liens, inspections.

What you did about it.

Called, quoted, won, lost — marked once, shared across everyone at your agency. Your notes are yours; ClearPath sees usage counts only.

Lists are priced by the number of accounts you can reach in a year and what they're worth — $375 to $750 per list, per month at list price. Founding subscribers, in the first 90 days a territory is open, pay $250 to $500 and hold that rate for twelve months. Two agencies per list, per territory.

See what's open See a live example

Every row traces to a filing.

ClearPath works only from records a state or county has published: workers' comp proof-of-coverage, contractor licensing boards, business registrations, permits, and inspection records. We don't buy lists, scrape private sites, or infer what a filing doesn't say. When a match is unverified, the row says so.

Also available

Work we take on by request.

Targeting. Tell us who you're trying to reach; we tell you which mail routes, ZIPs, or metros to spend on, from licensing, permit, and census data.
Book analysis. Your agency management system or order history export, scored the same way the Renewal Intelligence feed is — who's drifting, and why.
Custom pulls. A new segment, trade, or state, on request.
Tools. A dashboard or pipeline built around your data, delivered as something your team actually opens.
Market views for carriers and MGAs. Where accounts are moving, by territory and line. By request.

Scoped per engagement. Services

Steve Koplitz, founder of ClearPath Insights

About

Built by someone who's worked the territory.

ClearPath Insights was started by an analyst, not a consultant. Ten years in B2B distribution analytics, building the pipelines, dashboards, and account lists that sales teams actually used.

That experience decides how ClearPath works: score the data, rank the list, write the reasons in plain language, and hand it to the person making the calls.

It's a small operation on purpose. When you email, Steve answers.

InsuranceDistributionField ServicesWisconsin-based

Questions? Ask.

Not sure which list fits your agency, or whether your territory is open yet? Send a note — you'll get a reply from a person, not a sequence.